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Institute of Personal Financial Planning

Certified Financial Planner Board of Standards Inc. owns the marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)®, which it awards to individuals who successfully complete initial and ongoing certification requirements. Kansas State University does not certify individuals to use the CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame logo)® certification marks. CFP® Certification is granted only by the Certified Financial Planner Board of Standards Inc. to those persons who, in addition to completing an educational requirement such as this CFP Board-Registered Program, have met its ethics, experience and examination requirements.

Institute of Personal Financial Planning
Kansas State University
307 Justin Hall
Manhattan, KS 66506-1403

785-532-5505 fax

Ron Sages

Ronald Sages

Assistant Professor
FINRA Series 65 License

Contact Information


Courses I Teach

  • PFP 762 Investing for the Family's Future (graduate)
  • PFP 764 Estate Planning (graduate)
  • PFP 770 Applied Behavioral Finance (graduate)
  • PFP 836 Case Studies (graduate)
  • PFP 860 Advanced Retirement Planning (graduate)
  • PFP 864 Advanced Estate Planning (graduate)
  • PFP 909 Financial Ethics and Mediation (graduate)


  • Ph.D. in Family Studies and Human Services: Emphasis in Personal Financial Planning, Kansas State University, Manhattan (2012)
  • M.B.A. in Business Administration, The University of Connecticut, Storrs (1979)
  • B.G.S. in General Studies, Ohio University, Athens (1973)

Short Biography

Dr. Sages is a Senior Investment Officer and Director of Personal Financial Planning for Eagle Ridge Investment Management, LLC, a wealth management firm, based in Stamford, Connecticut. A former wealth management entrepreneur for 25 years with 20 years of Money Center Bank experience, Ron earned his doctorate in Personal Financial Planning from Kansas State University in 2012 and his MBA in Finance and Taxation from the University of Connecticut in 1979. His research interests are in behavioral finance, risk management and financial literacy. As a financial planning practitioner and researcher, Ron aspires to bring applied research to financial planning practitioners in an effort to provide practical solutions to client-focused challenges. Ron is a member of the Stamford (CT) CFA Society, Estate Planning Council of Lower Fairfield County (CT), the National Association of Estate Planning Councils, American Council on Consumer Interests, Financial Planning Association, and the Financial Therapy Association.

Vita (pdf)